Superannuation Guarantee (SG) Calculator

Estimate your superannuation contributions and retirement savings

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Your Superannuation Estimate

Per Payment
$0
Monthly
$0
Annually
$0
Your Contribution
$0
Total Contribution
$0

Note: This is an estimate. Your actual super contributions may vary based on your specific circumstances.

About Superannuation Guarantee (SG)

The Superannuation Guarantee is the minimum percentage of your ordinary time earnings that your employer must pay into your super fund. This helps you save for retirement.

SG Rates Timeline

  • From July 1, 2023 to June 30, 2024: 11.5%
  • From July 1, 2024 to June 30, 2025: 11.5%
  • From July 1, 2025 onwards: 12.0%

Important Notes

  • Superannuation is generally paid if you earn $450 or more before tax in a calendar month.
  • SG contributions are generally tax-free up to the concessional contributions cap ($27,500 for 2023-24).
  • This calculator doesn't account for the super contributions tax (15% for most people) or other potential taxes.
  • Speak with a financial advisor for personalized advice based on your circumstances.
Calculate your Superannuation Guarantee (SG) contributions easily with our SG calculator. Plan your retirement savings accurately.

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